There are things agents don’t say publicly but that benefit informed clients. Here’s the honest perspective. Appraisal Problems Are Real When appraisals come in low, official story is “market is correcting.” Truth is more complex. Some appraisers are conservative. Some neighborhoods are appraising lower than selling prices suggest. In Portland metro, appraisals have been problematic for sellers. What agents don’t say openly: if you’re buying, appraisal protection is critical